Payment Services

Direct Benefit Transfers (DBT)

Objectives
  • This Programme envisages a switch from the present electronic transfer of benefits to bank accounts of the beneficiary to the transfer of benefits directly to Aadhaar seeded bank accounts of the beneficiaries. The other objectives are:
    • Accurate Targeting
    • De-duplication
    • Reduction of Fraud
    • Process Re-engineering of Schemes for the simpler flow of information and funds
    • Greater Accountability
Features & Benefits
  • Transfers the subsidies (Ex. LPG subsidy payments, MGNREGA payments, Old age pension, Scholarship amount and other Government schemes subsidies) in a seamless timely manner and directly into the beneficiary Account.